We encourage our members to ‘build on their investment’.
In a credit union, people pool their savings and lend to each other at a reasonable rate of interest.
WELCOME
CORE VALUES
Huggins Credit Union is a closed, full-service credit union that provides a range of financial products and services to its members. At Huggins Credit Union, we are natural in scope, democratic in structure and clear-cut in our policies. We promote equality of equal opportunities and social justice for all. ​
VISION
To be the premier credit union in Trinidad and Tobago, recognized for financial excellence, innovation, and a member-centric approach. We are committed to empowering our members through inclusive financial solutions, fostering economic growth, and leading the transformation toward a cashless, digitally advanced future.
Pradeep Raman​
President
Virtue lies in the struggle, not the prize!
MISSION
To cultivate a financially sound and responsibly managed institution dedicated to enhancing the social and economic well-being of all our members, regardless of race, colour, creed, or
political and religious beliefs. We are committed to fostering inclusivity, equity, and financial empowerment for every member of our diverse community.
INTEGRITY
We are committed to conducting our business with unwavering honesty, transparency, and ethical responsibility. Every decision and action we take is grounded in the highest moral standards, ensuring trust and respect from our members and the wider community. Our integrity builds long-lasting relationships and reinforces confidence in our credit union’s financial operations.
MEMBER FOCUS
At the heart of everything we do is the well-being of our members. We prioritize their financial goals, provide personalized services, and foster a supportive environment that addresses their unique needs. Our member-centric approach ensures that we offer relevant financial solutions and make their satisfaction our top priority.
EXCELLENCE
We strive for excellence by constantly enhancing our services, operations, and member interactions. From delivering high-quality financial products to providing exceptional customer service, we are committed to achieving the highest standards. Continuous improvement and dedication to performance enable us to maintain our reputation as a trusted financial institution.
INNOVATION
We embrace change and actively seek out new ideas, technologies, and methods to improve our service offerings. By integrating innovative solutions, we ensure that we remain competitive in the financial sector and deliver enhanced, user-friendly experiences for our members. We believe that forward-thinking innovation is key to staying relevant in a rapidly evolving digital world.
COMMUNITY ENGAGEMENT
As a community-driven institution, we believe in giving back to the community that has supported us. Through sponsorships, partnerships, and volunteer initiatives, we actively contribute to the social and economic well-being of our local area. Our goal is to positively impact the lives of our members and the wider community by fostering financial education, inclusion, and development.
Virtue lies in the struggle, not the prize!
