
Results
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Strategy
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PRODUCTS & SERVICES
At Huggins Credit Union, we encourage our members to:
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Save shares with us to build a sound relationship.
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“Build on their investment” by pooling our savings and lending to each other.
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“Buy shares in the business”, which builds capital from which we then lend to our members.
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We charge loan interest from 0.5% on selected loans and no more than 1% per month on the reducing balance.
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Utilise our other products and services to minimise your day-to-day hassles.
Our products and services are designed with you in mind. We offer:
Business Investments Liquidation of Debts
Insurance (Car/House) Matrimonial loans
Acquisition of House /Land Vacation loans
Domestic Medical loans
Education loans for students Furniture/Fixtures
Funeral Rates/Taxes
House Repairs Miscellaneous
New/Used/RORO Vehicle Purchase Tax Incentive Loans
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CUNA Family Indemnity Plan (F.I.P.)—cover yourself and up to 9 family members for final expenses
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Agent for UTC - you don’t have to go to a UTC office to make that deposit
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Christmas Club—another way to save for those Christmas expenses
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Loans and Savings Protection at no cost to you
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Access a discount at COLFIRE for car insurance
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More ways to pay - via Linx and ACH
View Plan A through to Plan G in the table below



FIP Plans and Costing
Plan Benefit Individual Payment Monthly
Plan A $10,000.00 $63.40
Plan B $15,000.00 $95.10
Plan C $20,000.00 $126.80
Plan D $30,000.00 $190.20
Plan E $40,000.00 $253.60
Plan F $65,000.00 $412.10
Plan G $100,000.00 $634.00
Virtue lies in the struggle, not the prize!
