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PLEASE NOTE:

This calculator should be used as a guide. You should not consider the information you input as final for your loan. Interest rates and repayment amounts are subject to change. To find out the exact amounts, speak to us.

Remember that the repayment and interest calculation totals do not include fees that may be charged to your loan, and these fees will add to the loan's cost if they apply. These conditions apply to all loan options. 

A mortgage loan application will be subject to approval and satisfactory security.

LOAN CALCULATOR

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Need help working out some financial details? Our calculator can guide you in the right direction.

LOAN TYPES FOR 0.75% EFFECTIVE RATE /MONTH:

Interest for the following categories of loans shall be 0.75% on the reducing balance:-

•RORO/Local Used                                   •Acquiring Home and Land

•Education                                                 •Vacation/Foreign

•Travel                                                        •Medical

Please use 9.00% APR to calculator to get the average instalment payment for the above loans.

LOAN TYPES FOR 1% EFFECTIVE RATE /MONTH:

Interest for the following categories of loans shall be 1% on the reducing balance:-

•Business Investments                            •Purchase Furniture/Appliances

•Funeral                                                     •House Repairs & Renovations

•Liquidation of Debts                              •Legal Fees

•Matrimonial                                             •Rates & Taxes

Please use 12.00% APR to calculator to get the average instalment payment for the above loans.

MORTGAGE LOANS:

Interest on mortgage loans shall be 0.75% on the reducing balance. Please use 9.00% APR to calculator to get the average instalment payment for the above loans.

ACH Payments...Another way to pay.

Huggins Credit Union is now offering members the opportunity to pay their loans and service their accounts through the ACH payment option. ACH payments are electronic payments made through the Automated Clearing House (ACH) Network.  It is a popular alternative to a banking standing order, paper checks and credit card payments.  The benefits to Huggins Credit Union and its members is the fact that everybody involved gets to save time and money.

Call us to set up and take advantage of ACH payments convenience today.

LOAN TYPES FOR 0.5% EFFECTIVE RATE /MONTH:

Interest for the following categories of loans shall be 0.5% on the reducing balance:-

•RORO/Local New                            

Please use 6.00% APR in the calculator to get the average instalment payment for the above loans.

Virtue lies in the struggle, not the prize!

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