top of page

Last updated - June 2018

Huggins Credit Union Privacy Policy governs the manner in which the Cooperative Society Limited collects, uses, maintains and discloses information collected from online users (each, a "User") of this website. This privacy policy applies to the website and all products and services offered by Huggins Credit Union Cooperative Society Limited.


Online privacy policy only

This online privacy policy applies only to information collected through this website and not to information collected offline.


Personal identification information

We may collect personal identification information of Users in a variety of ways, including, but not limited to, when Users visit our site, subscribe to the newsletter, fill out a form, and in connection with other activities, services, features or resources we make available on our website. Users may be asked to supply their name, email address, phone number. Users may, however, visit our website anonymously. We will collect personal identification information from Users only if they voluntarily submit such information to us. Users can always refuse to supply personally identification information, except that it may prevent them from engaging in certain website-related activities.


Non-personal identification information

We may collect non-personal identification information about Users whenever they interact with our website. Non-personal identification information may include the type of computer, the browser name, and technical information about Users means of connection to this website, such as the operating system and the Internet service providers utilized and other similar information.


Web browser cookies

This website may use "cookies" to enhance User experience. Cookies are small files that a site or its service provider transfers to your computer's hard drive through your Web browser (if you allow) that enables the sites or service providers systems to recognize your browser and capture and remember certain information. The User may choose to set their web browser to refuse cookies or to alert you when cookies are being sent. Note that some parts of the website may not function properly, once the User does so.


Use of collected information

Huggins Credit Union Cooperative Society Limited collects and uses Users personal information for the following purposes:


  • To improve customer service - Your information helps us to more effectively respond to your customer service requests and support needs.


  • To improve our website - We continually strive to improve our website offerings based on the information and feedback we receive from you.


  • To send periodic emails - The email address Users provide will only be used to respond to their inquiries, and/or other requests or questions. If Users decides to subscribe to our mailing list, they will receive emails that may include company news, updates, surveys, information related to our products or services, etc. If at any time a User would like to unsubscribe from receiving future emails, the User may contact us via email or through our website.


  • To send surveys and promotions - From time-to-time, our site requests information via surveys or promotions. Participation in these surveys or contests is completely voluntary and you may choose whether or not to participate and therefore disclose this information. Information requested may include contact information (such as name and mailing address), and personal information (such as race, religion, and age). Contact information will be used to notify participants of any awards or prizes. Survey information will be used for purposes of monitoring, improving the use and satisfaction of this website.


How we protect your information

We adopt appropriate data collection, storage and processing practices and security measures to protect against unauthorized access, alteration, disclosure or destruction of your personal information, username, password, transaction information and data stored on our Site.


Information collection, use, and sharing

We are the sole owners of the information collected on this site. We only have access to/collect information that you voluntarily give us via email or other direct contacts from you. We do not sell, trade, or rent Users personal identification information to others. We may share generic aggregated demographic information not linked to any personal identification information regarding visitors and users with our business partners, trusted affiliates and advertisers for the purposes outlined above. We will use your information to respond to you, regarding the reason you contacted us. We will not share your information with any third party outside of our organization, other than as necessary to fulfill your request, e.g. to process your services, and to communicate with you.


Third party websites

Users may find advertising or other content on our website that link to the sites and services of our partners, suppliers, advertisers, sponsors, licensors and other third parties. Please be aware that we are not responsible for the content or privacy practices of such other sites. We do not control the content or links that appear on these sites and are not responsible for the practices employed by websites linked to or from our website. In addition, content on these sites may be constantly changing. We encourage our users to be aware when they leave our site and to read the privacy statements of any other site that collects personally identifiable information.



Ads appearing on our site may be delivered to Users by advertising partners, who may set cookies. These cookies allow the ad server to recognize your computer each time they send you an online advertisement to compile non-personal identification information about you or others who use your computer. This privacy policy does not cover the use of cookies by any advertisers.


Changes to this privacy policy

Huggins Credit Union Cooperative Society Limited has the discretion to update this privacy policy at any time. When we do, we will revise the updated date at the bottom of this page. Users should check this page frequently for any changes to stay informed about how we are helping to protect the personal information we collect. You accept and agree that it is your responsibility to review this privacy policy periodically and become aware of updates.


Your acceptance of these terms

By using this Site, you signify your acceptance of this policy. If you do not agree to this Privacy Policy, please do not use our Site. Your continued use of the Site following the posting of changes to this policy will be deemed your acceptance of those changes. Unless you ask us not to, we may contact you via email in the future to tell you about changes to this Privacy Policy.


Contacting us

If you feel that we are not abiding by this privacy policy, you should contact us immediately via telephone or email.



Virtue lies in the struggle, not the prize!

Huggins Credit Union logo 2013 new.png
bottom of page