Terms of Use

USER AND HUGGINS CREDIT UNION CO-OPERATIVE SOCIETY LIMITED AGREEMENT

Huggins Credit Union Co-operative Society Limited website "hugginscu.com" is comprised of various web pages operated by Huggins Credit Union Co-operative Society Limited.

The Huggins Credit Union Co-operative Society Limited website is offered to you conditioned on your acceptance without modification of the terms, conditions, and notices contained herein. Your use of the Huggins Credit Union Co-operative Society Limited website constitutes your agreement to all such terms, conditions, and notices.

MODIFICATION OF THESE TERMS OF USE

Huggins Credit Union Co-operative Society Limited reserves the right to change the terms, conditions, and notices under which the Huggins Credit Union Co-operative Society Limited website is offered, including but not limited to the charges associated with the use of Huggins Credit Union Co-operative Society Limited website.

LINKS TO THIRD PARTY SITES

Huggins Credit Union Co-operative Society Limited website may contain links to other websites (“Linked Sites”). The Linked Sites are not under the control of Huggins Credit Union Co-operative Society Limited and therefore Huggins Credit Union Co-operative Society Limited is not responsible for the contents of any linked site, including without limitation any link contained in a linked site, or any changes or updates to a linked site. Huggins Credit Union Co-operative Society Limited is not responsible for webcasting or any other form of transmission received from any linked site. Huggins Credit Union Co-operative Society Limited is providing these links to you only as a convenience, and the inclusion of any link does not imply endorsement by Huggins Credit Union Co-operative Society Limited of the site or any association with its operators.

NO UNLAWFUL OR PROHIBITED USE

As a condition of your use of Huggins Credit Union Co-operative Society Limited website, you warrant Huggins Credit Union Co-operative Society Limited that you will not use Huggins Credit Union Co-operative Society Limited website for any purpose that is unlawful or prohibited by these terms, conditions, and notices. You may not use Huggins Credit Union Co-operative Society Limited website in any manner which could damage, disable, overburden, or impair Huggins Credit Union Co-operative Society Limited website or interfere with any other party’s use and enjoyment of Huggins Credit Union Co-operative Society Limited website. You may not obtain or attempt to obtain any materials or information through any means not intentionally made available or provided for through Huggins Credit Union Co-operative Society Limited website.

USE OF COMMUNICATION SERVICES

Huggins Credit Union Co-operative Society Limited website may contain bulletin board services, chat areas, news groups, forums, communities, personal web pages, calendars, and/or other message or communication facilities designed to enable you to communicate with the public at large or with a group (collectively, “Communication Services”), you agree to use the Communication Services only to post, send and receive messages and material that are proper and related to the particular Communication Service. By way of example, and not as a limitation, you agree that when using a Communication Service, you will not:

Defame, abuse, harass, stalk, threaten or otherwise violate the legal rights (such as rights of privacy and publicity) of others.
Publish, post, upload, distribute or disseminate any inappropriate, profane, defamatory, infringing, obscene, indecent or unlawful topic, name, material or information.
Upload files that contain software or other material protected by intellectual property laws (or by rights of privacy of publicity) unless you own or control the rights thereto or have received all necessary consents.
Upload files that contain viruses, corrupted files, or any other similar software or programs that may damage the operation of another’s computer.
Advertise or offer to sell or buy any goods or services for any business purpose, unless such Communication Service specifically allows such messages.
Conduct or forward surveys, contests, pyramid schemes or chain letters.
Download any file posted by another user of a Communication Service that you know, or reasonably should know, cannot be legally distributed in such manner.
Falsify or delete any author attributions, legal or other proper notices or proprietary designations or labels of the origin or source of software or other material contained in a file that is uploaded.
Restrict or inhibit any other user from using and enjoying the Communication Services.
Violate any code of conduct or other guidelines that may be applicable for any particular Communication Service.
Harvest or otherwise collect information about others, including e-mail addresses, without their consent.
Violate any applicable laws or regulations.

Huggins Credit Union Co-operative Society Limited has no obligation to monitor the Communication Services. However, Huggins Credit Union Co-operative Society Limited reserves the right to review materials posted to a Communication Service and to remove any materials in its sole discretion. Huggins Credit Union Co-operative Society Limited reserves the right to terminate your access to any or all of the Communication Services at any time without notice for any reason whatsoever.

Huggins Credit Union Co-operative Society Limited reserves the right at all times to disclose any information as necessary to satisfy any applicable law, regulation, legal process or governmental request, or to edit, refuse to post or to remove any information or materials, in whole or in part, in Huggins Credit Union Co-operative Society Limited’s sole discretion.

Always use caution when giving out any personally identifying information about yourself or your children in any Communication Service. Huggins Credit Union Co-operative Society Limited does not control or endorse the content, messages or information found in any Communication Service and, therefore, Huggins Credit Union Co-operative Society Limited disclaims any liability with regard to the Communication Services and any actions resulting from your participation in any Communication Service. The views of Users do not necessarily reflect those of Huggins Credit Union Co-operative Society Limited.

Materials uploaded to a Communication Service may be subject to posted limitations on usage, reproduction and/or dissemination. You are responsible for adhering to such limitations if you download the materials.

MATERIALS PROVIDED TO OR POSTED AT HUGGINS CREDIT UNION CO-OPERATIVE SOCIETY LIMITED WEBSITE

Huggins Credit Union Co-operative Society Limited does not claim ownership of the materials you provide to Huggins Credit Union Co-operative Society Limited (including feedback and suggestions) or post, upload, input or submit to any Huggins Credit Union Co-operative Society Limited website or its associated services (collectively “Submissions”). However, by posting, uploading, inputting, providing or submitting your Submission you are granting Huggins Credit Union Co-operative Society Limited, its affiliated companies and necessary sub-licensees permission to use your submission in connection with the operation of their Internet businesses including, without limitation, the rights to copy, distribute, transmit, publicly display, publicly perform, reproduce, edit, translate and reformat your Submission; and to publish your name in connection with your submission.

No compensation will be paid with respect to the use of your submission, as provided herein. Huggins Credit Union Co-operative Society Limited is under no obligation to post or use any Submission you may provide and may remove any Submission at any time in Huggins Credit Union Co-operative Society Limited’s sole discretion.

By posting, uploading, inputting, providing or submitting your Submission you warrant and represent that you own or otherwise control all of the rights to your submission as described in this section including, without limitation, all the rights necessary for you to provide, post, upload, input or submit the submissions.

TRADEMARKS

The names of actual companies and products mentioned herein may be the trademarks of their respective owners.

LIABILITY DISCLAIMER

THE INFORMATION, SOFTWARE, PRODUCTS, AND SERVICES INCLUDED IN OR AVAILABLE THROUGH HUGGINS CREDIT UNION CO-OPERATIVE SOCIETY LIMITED WEBSITE MAY INCLUDE INACCURACIES OR TYPOGRAPHICAL ERRORS. CHANGES ARE PERIODICALLY ADDED TO THE INFORMATION HEREIN. HUGGINS CREDIT UNION CO-OPERATIVE SOCIETY LIMITED AND/OR ITS SUPPLIERS MAY MAKE IMPROVEMENTS AND/OR CHANGES IN HUGGINS CREDIT UNION CO-OPERATIVE SOCIETY LIMITED WEBSITE AT ANY TIME. ADVICE RECEIVED VIA HUGGINS CREDIT UNION CO-OPERATIVE SOCIETY LIMITED WEBSITE SHOULD NOT BE RELIED UPON FOR PERSONAL, MEDICAL, LEGAL OR FINANCIAL DECISIONS AND YOU SHOULD CONSULT AN APPROPRIATE PROFESSIONAL FOR SPECIFIC ADVICE TAILORED TO YOUR SITUATION.

HUGGINS CREDIT UNION CO-OPERATIVE SOCIETY LIMITED AND/OR ITS SUPPLIERS MAKE NO REPRESENTATIONS ABOUT THE SUITABILITY, RELIABILITY, AVAILABILITY, TIMELINESS, AND ACCURACY OF THE INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED GRAPHICS CONTAINED ON HUGGINS CREDIT UNION CO-OPERATIVE SOCIETY LIMITED WEBSITE FOR ANY PURPOSE. TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, ALL SUCH INFORMATION, SOFTWARE, PRODUCTS, SERVICES, AND RELATED GRAPHICS ARE PROVIDED “AS IS” WITHOUT WARRANTY OR CONDITION OF ANY KIND. HUGGINS CREDIT UNION CO-OPERATIVE SOCIETY LIMITED AND/OR ITS SUPPLIERS HEREBY DISCLAIM ALL WARRANTIES AND CONDITIONS WITH REGARD TO THIS INFORMATION, SOFTWARE, PRODUCTS, SERVICES, AND RELATED GRAPHICS, INCLUDING ALL IMPLIED WARRANTIES OR CONDITIONS OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE AND NON-INFRINGEMENT.

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL HUGGINS CREDIT UNION CO-OPERATIVE SOCIETY LIMITED AND/OR ITS SUPPLIERS BE LIABLE FOR ANY DIRECT, INDIRECT, PUNITIVE, INCIDENTAL, SPECIAL, CONSEQUENTIAL DAMAGES OR ANY DAMAGES WHATSOEVER INCLUDING, WITHOUT LIMITATION, DAMAGES FOR LOSS OF USE, DATA OR PROFITS, ARISING OUT OF OR IN ANY WAY CONNECTED WITH THE USE OR PERFORMANCE OF HUGGINS CREDIT UNION CO-OPERATIVE SOCIETY LIMITED WEBSITE, WITH THE DELAY OR INABILITY TO USE HUGGINS CREDIT UNION CO-OPERATIVE SOCIETY LIMITED WEBSITE OR RELATED SERVICES, THE PROVISION OF OR FAILURE TO PROVIDE SERVICES, OR FOR ANY INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED GRAPHICS OBTAINED THROUGH HUGGINS CREDIT UNION CO-OPERATIVE SOCIETY LIMITED WEBSITE, OR OTHERWISE ARISING OUT OF THE USE OF HUGGINS CREDIT UNION CO-OPERATIVE SOCIETY LIMITED WEBSITE, WHETHER BASED ON CONTRACT, TORT, NEGLIGENCE, STRICT LIABILITY OR OTHERWISE, EVEN IF HUGGINS CREDIT UNION CO-OPERATIVE SOCIETY LIMITED OR ANY OF ITS SUPPLIERS HAS BEEN ADVISED OF THE POSSIBILITY OF DAMAGES. BECAUSE SOME STATES/JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR LIMITATION OF LIABILITY FOR CONSEQUENTIAL OR INCIDENTAL DAMAGES, THE ABOVE LIMITATION MAY NOT APPLY TO YOU. IF YOU ARE DISSATISFIED WITH ANY PORTION OF HUGGINS CREDIT UNION CO-OPERATIVE SOCIETY LIMITED WEBSITE, OR WITH ANY OF THESE TERMS OF USE, YOUR SOLE AND EXCLUSIVE REMEDY IS TO DISCONTINUE USING HUGGINS CREDIT UNION CO-OPERATIVE SOCIETY LIMITED WEBSITE.

SERVICE CONTACT: info@hugginscu.com.

Updated - April 2020.